Defensive Driving Institute of New Jersey

Point Reduction and Insurance Discount Programs
Frequently Asked Questions

Question:  Last year I was required to attend MVS's Driver Improvement Program (DIP) to avoid having my license suspended. Can I still take this course? 

Answer: Yes. However, if you voluntarily took a 2-point reduction course with anyone other than MVS you may not take another course for point reduction for 5 years.


Question: I am on my parents' insurance policy. How would taking this course affect their insurance rates?

Answer: If there are multiple people on the policy, the discount shall apply to the student's portion of the policy. (i.e. Driver 1 or Vehicle 1)

Question: Can I take this course if I do not have a New Jersey driver's license?

Answer: No. We can only report your attendance to New Jersey MVS. We can not report out of state licenses.

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